Coach Factory Sale

I was looking for pentair pool pump online when I got distracted after receiving this email notification from Coach factory Outlet:

They will be having a sale which will run for two days only where bags, wallets, accessories and more will be sold at 70% off.

I panic on the day of the sale, as there are really a lot of nice find with prices starting only at $50, which is even cheaper than the Coach bag that I got from Outlet stores.

I was already eyeing on two bags but I encountered a problem when I tried checking out as there seems to be a conflict with my Philippine issued credit card and the shipping address, which in this case is the address of our friend in the US.

I shared the information to my good friend Peachy and I am glad that I did because she became my conscience and reminded me that I should be saving money, and not spending on items that I really don’t have an immediate need of.

Thanks to my friend Peachy and the very slow WiFi connection that we have in the resort where we stayed during the weekend, I was able to save my credit card from an impulsive purchase again.

For Pipit & Hazel's Wedding

Cobi and Bela will be part of the entourage for the wedding of my cousin this March and the stage mom is getting really excited.

But I am not worried on what will they wear on the wedding as my cousin already took care in choosing the designs for their attire. Bela already went to the couturier last week for his measurement while I only need to look for coin cufflinks for Cobi and they are all set.

So I am more worried on what I will wear for the wedding. I have been checking Pinterest and some magazines and these are the designs that caught my fancy:

I am just not sure though if it will look good on me especially with my still bulging tummy. LOL. Maybe I can just ask the couturier to use material that is not body hugging or maybe he can edit the style a bit to hide my tummy.

I did not have my measurements taken yet as I am hoping that I will still loose weight and trim down some of those unwanted bulges first. I have 3 weeks to do that as I was given until February 18 so that the couturier will have enough time to finish my gown, just in time for the March 10 wedding.

First Timer

First time for me to use this overnight LeSportSac bag that I bought in one of the outlet stores the last time we were in the US.

I got this for only $30 I think which is really a steal, as I know how steep the price is of this overnight bag. It is limited to one design though but I still decided to buy it, as I know that it will be the perfect bag for overnights such as our short weekend getaway last January 28 and 29.

The bag is spacious that I was able to fit all our stuff – my things which includes 3 set of clothes, 3 set of swim wear, PJs, toiletries and my aqua shoes; hubby’s stuff which is not that many as it only consist of 3 shirts and his swimwear; towel and bath robe for Cobi and Bela. There was even some more space left to add more things.

I am glad I purchased this bag. It looks durable and is spacious enough to fit all my knick-knacks every time we go on a short vacation.

What To Do About Unwanted Expenses

Unwanted and unexpected, expenses are a part of life for many people. Whether it is your car that needs some expensive repairs that you didn’t really expect, a new job that requires you to invest in a completely different wardrobe, or a medical emergency that requires you to visit a doctor or hospital, these types of unexpected expenses can wreak havoc on the most flexible and generous of budgets. However, there are a few things you can do to protect yourself for such impending financial disasters.

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Plan Ahead

There is a reason financial experts recommend having an emergency fund. Though they are not typically a regular occurrence, unexpected expenses are a part of life for almost everyone. When you are working out your budget, be sure to earmark a category for emergencies. Of course, the more money you have on the emergency fund, the better off you will be financially. But still, having a small fund for unwanted expenses is a good start.

Rework Your Budget

It is a good idea to leave some wiggle room when you make your budget. Having an extra cushion will help you weather those unwanted expenses more easily. If you discover that your food bill, for example, will be larger than normal due to a party you are throwing for all your friends, perhaps you can take some money from your clothing budget to cover the expenses for that month.

Cut Back On Non Necessities

Everyone have areas in their budget that they can cut back on. One good place to start is the entertainment category. By renting a movie to watch at home instead of seeing the latest blockbuster in the theater the weekend it comes out, you can save money that you can use for those unwanted expenses that crop up. Eating out less is another way that you can cut back on that area of your budget so you can meet all your financial obligations.

Get A Loan

If you need money fast but your budget has already taken a beating, personal cash loans can offer you the flexibility and the funding you need to get through these unwanted expenses. Loans such as these also offer you a way to get a larger amount of money quickly. Having access to such money can allow you the room you need to take care of your financial obligations; you don’t have to worry about having another crisis that can throw your budget into disaster mode.

Paying for Hospital Bills After Giving Birth

Although it may be in the back of your mind just after the birth of your baby, the hospital bills for having your child are there lingering, waiting for you to pay. At no other time in your life is it more important to do what you can to maintain good credit. This means, paying attention to those bills, even when it seems too soon to have to.

Tips for Paying Hospital Bills after Birth

Try to remember that there are many births each day and hospital recordkeeping is not foolproof. For this reason, set aside some time for investigating all of your childbirth bills. Make sure that there are no charges for double doses, procedures you did not receive, and any other anomalies that do not belong on your bill.

Be sure to call the hospital medical records and billing staff as soon as you receive those bills if there are issues that need to be corrected on them. The longer you wait the less seriously the bill collectors are to accept your claim of wrong charges.

Paying with Short Term Loans

No one should suggest to you that you need to go out and take a serious high interest rated loan that may eventually cause you to sink even further in debt. However, no fax payday loans from PayDay one can be just the solution you are seeking. This type of loan will give you those much needed emergency funds in your pocket, while not forcing you to snatch extra capital from your bank accounts.

Local Assistance

If you are having trouble meeting your bill requirements and still managing your current billing needs once you have received your no fax payday loans from PayDay one, use those resources to apply for local charity assistance and other available help such as reimbursements for medical care.

Talk to the Billing Department

If you talk to the billing department and tell them you are suffering from a financial hardship, they can also help to cut percentages of costs from your bill. They will also know some of the best charity opportunities that you can try in your locale.

Never forget that your credit is vital to your future. With bad credit you can expect to not be approved for car or home loans and may find yourself stuck in a rental situation far past its time. Stay ahead of those bills with no fax payday loans from PayDay One.